SteadyPath Path Finder
Debt payoff is not about motivation. It is about order.
Enter your debts, income, and goals. Path Finder will show your payoff date, interest cost, cash flow, and retirement impact under multiple strategies.
Illustrative assumptions
$12,000 debt
$700/month payoff budget$700
Avalanche payoff20 months
Snowball payoff21 months
Interest gap$551
Freed cash flow after payoff: $700/month
01
Enter debts
Add balances, APRs, minimums, and status.
02
Compare methods
See Snowball, Avalanche, Hybrid, Weighted, and Cash Flow side-by-side.
03
Choose path
Use the recommendation or pick the method that fits your life.
04
Build 90-day plan
Turn the static result into weekly missions.
SteadyPath Path Finder is an educational calculator. It is not legal, tax, or investment advice. Projections depend on your inputs and simple assumptions.