Steady Path helps you plan cash flow around real paychecks and bills. Use Dashboard for the big picture, Paychecks to see bill assignments, Bills to manage expenses, Calendar to inspect daily money movement, and AI Coach for app-based explanations.

Create an account or log in from the welcome screen, finish onboarding, then review Dashboard. If anything looks off, update your money on hand, add or edit paychecks and bills, then use Recalculate to refresh the plan.

Add your current money on hand, one recurring paycheck or income source, and the bills you need Steady Path to plan around. Those records feed the dashboard, paycheck plan, calendar, risk warnings, and AI Coach context.

Use the app navigation for Dashboard, Paychecks, Bills, Calendar, AI Coach, Debt, Savings, Settings, and this Help Center. On mobile, open the hamburger menu in the header to reach the main tools, Help, Profile & Settings, and Log out.

The planning window tells Steady Path which days to forecast. Paychecks, bills, balances, risks, and calendar events are generated inside that start-to-end date range, so choose dates that match the period you want to inspect.

Yes. The app exposes paychecks, bills, calendar, debt, savings, settings, and AI Coach for testing. The pricing page is a beta UI: billing and Stripe checkout are not wired in yet, and entitlement enforcement is intentionally left for a later phase.

Go to the welcome screen, enter your email and password, and choose Sign up. If email confirmation is enabled, check your inbox before returning to finish onboarding.

Use the welcome screen with your email and password, then choose Log in. If your profile is complete, you will land on Dashboard; otherwise Steady Path sends you to onboarding.

Your account is marked as not fully onboarded. Finish the setup wizard, or go through onboarding again from Settings if you intentionally restarted it.

Open the confirmation email and complete the Supabase confirmation step. If you keep retrying quickly, the auth service may throttle repeated signup attempts for a short time.

Use Log out in the desktop sidebar or open Settings and choose Log out from Data actions. If the session looks stale, refresh the page and log in again.

Onboarding creates your profile basics, planning window, starting balance, paycheck schedule, starter bills, and workspace module settings. When you finish, those records become your real Steady Path workspace.

It starts empty so you can type, delete, and replace the whole value cleanly. Enter the current amount available in the account you want Steady Path to use as the forecast starting point.

The start and end dates define the budget window. For example, a twice-monthly schedule starting near the end of April can include the end-of-April paycheck plus matching May paychecks if they fall before the end date.

Enter the next actual paycheck or deposit for the selected schedule. Steady Path repeats that source through the planning window instead of asking you to manually add every repeated paycheck.

Yes. Use Settings to update profile details, currency, money on hand, and planning dates. Use Paychecks and Bills to edit income sources or expenses after setup.

You can go back inside the wizard before finishing. After setup, edit the specific record from Settings, Paychecks, or Bills, then recalculate the plan if the dashboard still looks stale.

Open Paychecks and choose Add paycheck. Enter the name, net amount, frequency, paycheck rule, next pay date, weekend rule, and optional notes, then save.

Open Paychecks, find the saved paycheck template, and choose Edit. Update the amount, schedule, next pay date, variable income settings, or active status, then save changes.

Next pay date is the next actual deposit date for that income source. Steady Path uses it as the anchor for recurring paychecks and generates future occurrences from there.

Choose the semi-monthly pattern: 1st and 15th, or 15th and end of month. If those dates can land on weekends, choose whether the app should move them to Friday before, Monday after, or leave them alone.

On Paychecks, Mark received records that a specific paycheck occurrence happened. If the amount or date is wrong, edit the paycheck template or update the related occurrence, then review the plan again.

A paycheck can show risk when assigned bills exceed available money, bills are late, or the forecast detects pressure. Open the paycheck details, review assigned bills and warnings, then adjust bills, balances, or income.

Open Bills and choose Add bill. Enter the bill name, amount, due date, category, priority, recurring frequency, and any optional settings like autopay, required bill, or subscription.

Open Bills, find the bill card, and choose Edit bill. Change the due date, amount, frequency, priority, category, or notes, then save. Recalculate if the dashboard needs to refresh.

Categories organize bills for filtering and reporting. Current built-in categories include housing, utilities, food, transportation, insurance, debt, subscriptions, child/family, medical, savings, and other.

Manual assignment lets you pick which paycheck should fund a bill. If you leave it blank, Steady Path automatically assigns bills based on due dates, safe timing, and available paycheck money.

Open Bills and use Mark next occurrence paid on the bill card. This records that occurrence as completed and updates the forecast, dashboard, and calendar.

That status means the assignment may not be fully covered or may be too close to the due date. Review the bill, assigned paycheck, due date, current balance, and any risk warnings.

Calendar shows generated paychecks, bills, paycheck-plan assignments, projected end-of-day balances, warnings, and suggested moves across your planning window.

Yes. Choose Add entry or tap a day, then add income or an expense. Calendar entries create real paycheck or bill records so the rest of the app stays consistent.

A day-detail panel opens with starting balance, income, bills out, ending balance, AI guidance, warnings, and all scheduled activity for that date.

The summary cards are clickable. Forecast opens a forecast day, Negative days opens the first negative-balance day, Risk events opens warnings, and Suggested moves opens guidance.

The month grid includes nearby days so each week stays aligned. Those outside-month days can still show forecast balances or entries when they are inside the visible calendar grid.

Money on hand is the current balance Steady Path uses as the forecast starting point. Update it from Dashboard or Settings when your real account balance changes.

Left until payday is your current money minus bills due before your next paycheck. It does not include the next paycheck amount, and any cushion or buffer is shown separately instead of being hidden inside this number.

Check money on hand, paycheck dates, bill due dates, bill amounts, and whether items are marked paid or received. Then use Recalculate to rebuild assignments and refresh risk warnings.

It shows the next generated paycheck occurrence, expected amount, pay date, assigned bills total, leftover after bills, and whether the paycheck looks healthy or at risk.

Risk warnings flag negative balances, shortfalls, late assignments, low balance pressure, missing dates, or similar planning issues. Open Paychecks, Bills, Calendar, or AI Coach to inspect the details.

Recalculate rebuilds the plan from your current profile, paychecks, bills, debt, savings, and transactions. Use it after edits if a number does not update the way you expect.

Steady Path focuses on timing. It assigns bills to paychecks and forecasts daily balances so you can see whether cash is available before each due date.

Bill categories are selected when adding or editing bills. The app currently uses built-in categories rather than a separate custom category editor.

The planner looks at paycheck dates, bill due dates, available money, priority, and manual assignments. Bills can be assigned, manual, at-risk, or shortfall depending on coverage and timing.

Yes. Paycheck and bill forms include variable settings with minimum and maximum expected amounts. If a variable amount makes the forecast uncertain, the app may show warnings.

Savings and debt have their own pages and feed dashboard summaries. Debt payments should also exist as bills if you want them assigned to paychecks and reflected in the cash-flow plan.

AI Coach explains your Steady Path data: bills, paychecks, risks, savings, debt, and dashboard context. It should help you understand the app and next planning checks, not guarantee outcomes.

Open AI Coach from the main navigation, Dashboard, Bills, Paychecks, or Debt. Some cards can start a prefilled coach question about the specific bill, paycheck, or dashboard view.

The app may fall back when the model is unavailable, the API key is missing, the response fails validation, or the request is outside the safety rules. Try again or review the dashboard directly.

AI Coach is designed to explain app data and planning signals. It should not provide personalized legal, tax, investment, or guaranteed financial advice.

The pricing page lists Free, Pro, and Max tiers, and Max includes AI-assisted guidance. In the current beta, billing is not wired in and entitlement enforcement is left as a future Stripe-backed step, so features may remain visible for testing.

Yes, with a real account the app saves profile, onboarding, paychecks, bills, debts, savings, occurrence transactions, AI conversations, and related records through Supabase-backed services.

Open Settings and use Export data. The export action is intended to give you a copy of the account data available to the app.

Open Settings and choose Reset transactions. This clears paychecks, bills, savings, debt entries, and forecast history for the account after confirmation.

Open Settings and choose Run onboarding again. Your current data stays until setup is completed again, and the app sends you back through the setup wizard.

No. AI calls go through server API routes. Browser components call app endpoints, and the OpenAI key is read only from the server environment.

Save your edit, then use Recalculate from Dashboard or Paychecks. If the number still looks stale, check that the record date falls inside the planning window.

Check the record date, frequency, active status, and planning window. Calendar only shows generated activity that falls in the visible forecast period.

Most forms require a name, positive amount, and valid date. Onboarding also requires profile basics, money on hand, at least one paycheck, and at least one starter bill.

Protected app routes require login and completed onboarding. If your session expires or onboarding is incomplete, middleware can send you to login or onboarding.

Recreate it from Bills or Paychecks. If the plan looks odd afterward, check assignments, paid/received statuses, and use Recalculate.

Review Dashboard, Settings, Paychecks, Bills, and Calendar for missing or outdated entries. If you are testing the beta, capture what changed, which page you were on, and the unexpected number or message so it can be investigated.