Steady Path helps gig workers plan cash flow around app payouts, paychecks, bills, gas, taxes, savings, and debt. Use Dashboard for the big picture, Income to manage money coming in, Bills for expenses, Calendar for daily money movement, and KYFHO for app-based explanations.

Create an account or log in from the welcome screen, finish onboarding, then review Dashboard. If anything looks off, update your money on hand, add or edit income sources and bills, then use Recalculate to refresh the plan.

Add your current money on hand, your main gig app, freelance client, paycheck, or income source, then the bills and set-asides Steady Path should protect. Those records feed the dashboard, income plan, calendar, risk warnings, and KYFHO context.

Use the app navigation for Dashboard, Income, Bills, Calendar, KYFHO, Debt, Savings, Settings, and this Help Center. On mobile, open the hamburger menu in the header to reach the main tools, Help, Profile & Settings, and Log out.

The planning window tells Steady Path which days to forecast. Income, bills, balances, risks, and calendar events are generated inside that start-to-end date range, so choose dates that match the period you want to inspect.

Yes. Steady Path includes Dashboard, Income, Bills, Calendar, Debt, Savings, Settings, and KYFHO so you can manage your plan in one place.

Go to the welcome screen, enter your email and password, and choose Sign up. If email confirmation is enabled, check your inbox before returning to finish onboarding.

Use the welcome screen with your email and password, then choose Log in. If your profile is complete, you will land on Dashboard; otherwise Steady Path sends you to onboarding.

Your account is marked as not fully onboarded. Finish the setup wizard, or go through onboarding again from Settings if you intentionally restarted it.

Open the confirmation email and complete the Supabase confirmation step. If you keep retrying quickly, the auth service may throttle repeated signup attempts for a short time.

Use Log out in the desktop sidebar or open Settings and choose Log out from Data actions. If the session looks stale, refresh the page and log in again.

Onboarding creates your profile basics, planning window, starting balance, income schedule, starter bills, and workspace module settings. When you finish, those records become your real Steady Path workspace.

It starts empty so you can type, delete, and replace the whole value cleanly. Enter the current amount available in the account you want Steady Path to use as the forecast starting point.

The start and end dates define the forecast window. For example, a twice-monthly source starting near the end of April can include the end-of-April deposit plus matching May payouts if they fall before the end date.

Enter the next actual gig payout, paycheck, or deposit for the selected schedule. Steady Path repeats that source through the planning window instead of asking you to manually add every repeated payout.

Yes. Use Settings to update profile details, currency, money on hand, and planning dates. Use Income and Bills to edit money coming in or expenses after setup.

You can go back inside the wizard before finishing. After setup, edit the specific record from Settings, Income, or Bills, then recalculate the plan if the dashboard still looks stale.

Open Income and choose Add income. Use the name field for the app, client, employer, or income label, enter the expected net amount, frequency, next payout or pay date, weekend rule, and optional notes, then save.

Open Income, find the saved income template, and choose Edit. Update the amount, schedule, next payout date, variable income settings, or active status, then save changes.

Next pay date is the next actual deposit or payout date for that income source. For gig apps, use the date you expect the money to reach your account. Steady Path uses it as the anchor for future occurrences.

Choose the semi-monthly pattern: 1st and 15th, or 15th and end of month. If those dates can land on weekends, choose whether the app should move them to Friday before, Monday after, or leave them alone.

On Income, Mark received records that a specific payout or paycheck happened. If the amount or date is wrong, edit the income template or update the related occurrence, then review the plan again.

An income source can show risk when assigned bills exceed available money, bills are late, or the forecast detects pressure. Open the details, review assigned bills and warnings, then adjust bills, balances, or expected income.

Open Bills and choose Add bill. Enter the bill name, amount, due date, category, priority, recurring frequency, and any optional settings like autopay, required bill, or subscription.

Open Bills, find the bill card, and choose Edit bill. Change the due date, amount, frequency, priority, category, or notes, then save. Recalculate if the dashboard needs to refresh.

Categories organize bills for filtering and reporting. Current built-in categories include housing, utilities, food, transportation, insurance, debt, subscriptions, child/family, medical, savings, and other.

Manual assignment lets you pick which gig payout, paycheck, or income source should fund a bill. If you leave it blank, Steady Path automatically assigns bills based on due dates, safe timing, and available income.

Open Bills and use Mark next occurrence paid on the bill card. This records that occurrence as completed and updates the forecast, dashboard, and calendar.

That status means the assignment may not be fully covered or may be too close to the due date. Review the bill, assigned income source, due date, current balance, and any risk warnings.

Calendar shows generated gig payouts, paychecks, bills, assignments, projected end-of-day balances, warnings, and suggested moves across your planning window.

Yes. Choose Add transaction or Add income, or tap a day, then add a gig payout, paycheck, side income, bill, or expense so the rest of the app stays consistent.

A day-detail panel opens with starting balance, income, bills out, ending balance, AI guidance, warnings, and all scheduled activity for that date.

The summary cards are clickable. Forecast opens a forecast day, Negative days opens the first negative-balance day, Risk events opens warnings, and Suggested moves opens guidance.

The month grid includes nearby days so each week stays aligned. Those outside-month days can still show forecast balances or entries when they are inside the visible calendar grid.

Money on hand is the current balance Steady Path uses as the forecast starting point. Update it from Dashboard or Settings when your real account balance changes.

Left until payout is your current money minus bills and protected set-asides due before your next payout or paycheck. It does not include that future income amount, and any cushion or buffer is shown separately instead of being hidden inside this number.

Check money on hand, payout/paycheck dates, bill due dates, bill amounts, and whether items are marked paid or received. Then use Recalculate to rebuild assignments and refresh risk warnings.

It shows the next generated payout or paycheck, expected amount, pay date, assigned bills total, leftover after bills, and whether that income looks healthy or at risk.

Risk warnings flag negative balances, shortfalls, late assignments, low balance pressure, missing dates, or similar planning issues. Open Income, Bills, Calendar, or KYFHO to inspect the details.

Recalculate rebuilds the plan from your current profile, income sources, bills, debt, savings, and transactions. Use it after edits if a number does not update the way you expect.

Steady Path focuses on timing. It assigns bills to gig payouts, paychecks, or freelance deposits and forecasts daily balances so you can see whether cash is available before each due date.

Bill categories are selected when adding or editing bills. The app currently uses built-in categories rather than a separate custom category editor.

The planner looks at payout dates, paycheck dates, bill due dates, available money, priority, and manual assignments. Bills can be assigned, manual, at-risk, or shortfall depending on coverage and timing.

Yes. Income and bill forms include variable settings with minimum and maximum expected amounts, which is useful for gig weeks that swing up or down. If a variable amount makes the forecast uncertain, the app may show warnings.

Savings and debt have their own pages and feed dashboard summaries. Debt payments should also exist as bills if you want them assigned to income and reflected in the cash-flow plan.

KYFHO explains your Steady Path data: gig payouts, bills, risks, savings, debt, and dashboard context. It should help you understand the app and next planning checks, not guarantee outcomes.

Open KYFHO from the main navigation, Dashboard, Bills, Income, or Debt. Some cards can start a prefilled KYFHO question about the specific bill, income source, or dashboard view.

The app may fall back when the model is unavailable, the API key is missing, the response fails validation, or the request is outside the safety rules. Try again or review the dashboard directly.

KYFHO is designed to explain app data and planning signals. It should not provide personalized legal, tax, investment, or guaranteed financial advice.

Steady Path offers Free, Pro, and Max plans, and AI guidance is included with Max. Visit the pricing page to compare the available plan options.

Upgrades take effect immediately. Your card on file is charged a prorated amount for the remaining days in your current billing period at the new plan rate, and you get the new plan's features right away. The new plan rate then applies at your next renewal.

Your plan switches to Pro at the end of your current billing period. You keep all Max features until then. After the period ends, your card is charged the lower Pro rate at the next renewal.

Your subscription is set to cancel at the end of your current billing period. You keep your current paid features until then, after which your account returns to the Free plan. You will not be charged again.

No. Cancellations end at the close of your current billing period and you keep access until that point — there is no refund of the current period. The only refunds we issue are when a paying customer downgrades to a lower paid tier or to Free, in which case the unused portion of the higher plan may be credited or refunded.

Yes. Open Change Plan and choose the billing interval (monthly or yearly) before confirming. Switching to yearly applies the new rate at your next renewal; switching to monthly takes effect at the next renewal as well.

Open Settings → Billing (or Membership) to view your active plan, next renewal date, and recent invoices. Each invoice includes a link to download a PDF receipt from Stripe.

Open Settings → Billing and choose Manage payment method. This opens the Stripe customer portal where you can update your card, billing address, or download invoices.

Stripe will retry the charge automatically over a few days and send a notification email. Update your card from Settings → Billing if needed. If retries fail, your subscription may be paused or moved back to Free.

Yes, with a real account the app saves profile, onboarding, paychecks, bills, debts, savings, occurrence transactions, AI conversations, and related records through Supabase-backed services.

Open Settings and use Export data. The export action is intended to give you a copy of the account data available to the app.

Open Settings and choose Reset transactions. This clears paychecks, bills, savings, debt entries, and forecast history for the account after confirmation.

Open Settings and choose Run onboarding again. Your current data stays until setup is completed again, and the app sends you back through the setup wizard.

No. AI calls go through server API routes. Browser components call app endpoints, and the OpenAI key is read only from the server environment.

Save your edit, then use Recalculate from Dashboard or Income. If the number still looks stale, check that the record date falls inside the planning window.

Check the record date, frequency, active status, and planning window. Calendar only shows generated activity that falls in the visible forecast period.

Most forms require a name, positive amount, and valid date. Onboarding also requires profile basics, money on hand, at least one income source, and at least one starter bill.

Protected app routes require a logged-in account. If your session expires or onboarding is incomplete, the app may send you back to the landing page, login, or onboarding.

Recreate it from Bills or Income. If the plan looks odd afterward, check assignments, paid/received statuses, and use Recalculate.

Review Dashboard, Settings, Income, Bills, and Calendar for missing or outdated entries. If something still looks wrong, note what changed, which page you were on, and the unexpected number or message so it can be investigated.